Crisis Coverage That Provides Security—Family Crisis Plan
Designed to support employees through life’s hardest moments, the Family Crisis Plan offers a financial lifeline when it’s most needed. With benefits including hospital cover, income replacement, and funeral support, this plan ensures families are protected during critical times.
Plan Overview
- Monthly Premiums:
- Compulsory: R135 per family
- Voluntary: R187 per family
Key Benefits
- Hospital Admission Benefits: Daily coverage for hospital stays, including ICU support.
- General Ward: R600 per day, up to R18,000 per month
- ICU Ward: R950 per day, up to R27,000 per month
- Catastrophic Events: Daily benefit doubles if multiple family members are hospitalized from the same accident.
- Funeral Benefits: Coverage for funeral expenses, supporting family members during times of loss.
- Principal Member & Spouse: R15,000 each
- Children (14-21): R15,000
- Children (6-13): R10,000
- Children (0-5): R8,000
- Stillborn: R3,000
- Income Replacement: Monthly benefit of R3,333 for six months following the principal member’s total and permanent disability.
- Premium Waiver Benefit: Ensures continued coverage for dependents if the principal member passes away or becomes permanently disabled.
Additional Support Services
- Emergency Medical Transport: 24/7 ER24 emergency transport.
- Funeral Assistance: Repatriation of remains within South Africa, plus a R500 airtime voucher for communication during arrangements.
Why Choose the Family Crisis Plan?
This plan offers affordable, substantial support during difficult times, giving your employees peace of mind knowing their families are secure.