At (SA)UEO, we know that the well-being of your employees is the foundation of a successful business. To help employers secure a brighter, healthier future for their teams, we’ve partnered with trusted providers to offer comprehensive healthcare plans designed to meet the diverse needs of South African workplaces.

These plans provide essential health and financial security, supporting employees when they need it most. Let’s dive into the details of these plans, highlighting their features, benefits, and the value they bring to your workforce.

  1. Family Protector Plan: Reliable Support for Life’s Challenges

The Family Protector Plan is a cost-effective way to ensure your employees and their families have basic health and financial protection. Starting at just R86 per family, this plan includes:

  • Daily Hospital Admission Benefits: Up to R9,000 per month for general ward stays and up to R13,500 for ICU stays.
  • Funeral Assistance: Coverage of up to R10,000 per family member, easing the financial burden during tough times.
  • Emergency Transport and HIV Support: ER24 transport services and 24/7 trauma counselling for HIV exposure.
  • Catastrophic Event Coverage: Benefits double if two or more family members are hospitalised due to the same accident.

This plan is ideal for employers seeking a simple, affordable way to offer meaningful protection to their teams. 

  1. Primary and Hospital Care Plan: Comprehensive Everyday Health Solutions

For businesses aiming to provide more robust healthcare, this plan offers extensive coverage at an affordable rate of R386 per family. Features include:

  • Unlimited GP Visits: Employees can access in-network doctors or use telemedicine for virtual consultations.
  • Chronic Medication Support: Covers eight major chronic conditions, including diabetes, HIV/AIDS, and asthma.
  • Emergency Hospitalization: Covers accident-related hospital stays up to R300,000 per incident.
  • Wellness and Preventative Care: Annual screenings for blood pressure, glucose levels, cholesterol, and more.
  • Maternity Benefits: Gynaecologist visits and ultrasound scans, capped at R3,800 per family annually​.

This plan is ideal for industries where access to regular medical care and emergency services is a priority. 

  1. Family Crisis Plan: Financial Relief During Life’s Hardest Moments

The Family Crisis Plan goes a step further, providing enhanced benefits to cover serious emergencies and unforeseen tragedies. At R135 per family, this plan includes:

  • Income Replacement: R3,333 per month for six months following the total and permanent disability of the principal member.
  • Expanded Hospital Coverage: Up to R27,000 per month for ICU stays, with catastrophic event benefits doubling payouts.
  • Comprehensive Funeral Benefits: Coverage of up to R15,000 per family member.
  • Premium Waiver: Ensures coverage continues for dependents if the principal member passes away or is permanently disabled.

This plan is tailored for businesses that want to offer employees security during critical life events, ensuring peace of mind in the face of adversity. 

Why These Plans Matter

Healthy employees are productive employees. Providing healthcare benefits shows your commitment to their well-being, building loyalty and reducing absenteeism. These plans also help to attract and retain top talent by demonstrating your company’s dedication to supporting its workforce. 

How to Get Started

At (SA)UEO, we’ve made it easy for employers to implement these plans. Whether you’re looking to cover basic healthcare needs or offer extensive crisis support, we’ll guide you every step of the way.

For a tailored quote or more information, feel free to contact our GS directly on elise.coetser@saueo.co.za. Let’s work together to build a healthier, stronger workforce for your business.

Empower your team with the protection they deserve—because their health is your business’s wealth.